Getting the best home mortgage is about more than just considering interest rates, points, or who offers the best free giveaways. You want a package that fits your lifestyle and financial goals. To get it, you need to boost your mortgage IQ. In The Mortgage Code, Angela Calla, one of Canada’s top mortgage professionals, uses her method of “proactive mortgage management” to lay out all of the information you need to be intelligent, prepared, and involved before you borrow. She deconstructs myths and misconceptions, tells you what banks won’t tell you, outlines a borrower’s responsibilities, explains the changing market, and much more. No matter if you are buying your first home, downsizing, looking to move up the property ladder, refinancing, renewing, or building a real estate portfolio, this audiobook can help you understand the mortgage process, save money, and make the right mortgage decisions. 1. Language: English. Narrator: Angela Calla. Audio sample: http://samples.audible.de/bk/acx0/142221/bk_acx0_142221_sample.mp3. Digital audiobook in aax.
Sound interesting? The author thinks so too! Listen to Real Estate Investing 2019 and learn more about the best investing techniques. 1. Language: English. Narrator: Lee Goettl. Audio sample: http://samples.audible.de/bk/acx0/147488/bk_acx0_147488_sample.mp3. Digital audiobook in aax.
In Retirement Fail, top financial advisor Greg Sullivan shares the insights he has gained over his 35-year career in wealth management to help you identify potential pitfalls and learn how to safeguard your hard-earned retirement assets. Because, contrary to what most people think, it is not poor portfolio performance that usually busts your retirement accounts. Rather, it's the emotional decisions you make that can cause major problems. Whether it's buying a vacation home that is beyond your reach, subsidizing your adult kids to a degree that is ill advised, or passing on the umbrella insurance your advisor recommended, the choices you make have an enormous effect on whether you'll be able to enjoy the comfortable retirement you've dreamed about. Retirement Fail lays out the nine common hazards that trip up otherwise well-prepared retirees, encouraging you to think through your decisions and set a course aligned with your values and your ultimate goals. 1. Language: English. Narrator: Peter Berkrot. Audio sample: http://samples.audible.de/bk/gdan/002874/bk_gdan_002874_sample.mp3. Digital audiobook in aax.
This essay sheds light on why rental properties are the worst type of real estate investment and also elucidates why storage facilities are the best type of real estate investment. Moreover, how to make money so that you can afford to invest in buying real estate is delineated in this essay.In spite of their touted merits, rental properties are arguably the utmost worst type of real estate investment for a multitude of reasons. To the dismay of the investor, buying rental properties, such as single family homes, entails succumbing an exorbitant amount of debt financing which does not always culminate in generating positive cash flows, especially if the tenants renege on their lease agreements and desist from paying their monthly rent. At the end of the day, the property owner is responsible for paying property taxes, home owners association fees, homeowners insurance fees, continual home maintenance costs, and even other unexpected costs. The risks of owning rental properties over other types of real estate can be substantial, especially when you are dependent upon potentially irresponsible tenants to pay your mortgages for these rental properties.Irresponsible tenants can be eminently difficult to evict from your rental properties, even if they continuously shirk off honoring their lease agreement by not paying their monthly rent. Moreover, as a property owner, you may have to pay exorbitant fees out of pocket to undergo the costly eviction process which can take months to finalize. Some investors would not even consider procuring rental properties since the massive risks can easily outweigh the upsides, especially when the the investor feels as though the tenants have more rights than the landlords. Additionally, ample investors are reticent about hiring an expensive property management company to deal with their property issues. Investors that cannot actively manage nor maintain their properties due to living far away from their properties may ne 1. Language: English. Narrator: Steve Miller. Audio sample: http://samples.audible.de/bk/acx0/181097/bk_acx0_181097_sample.mp3. Digital audiobook in aax.
Women control more than half of all private wealth in the U .S. and in 2009 held the majority of jobs in the workforce. As women’s earnings, freedom and influence increase, the old sequential patterns of education, marriage, motherhood, and retirement no longer apply. In Invest Like a Billionaire, authors Camilla Webster and Carol Pepper present clear and concise tips on how to make smart investments that will yield real results. Focusing on wealth accumulation and management geared specifically towards women, Invest Like a Billionaire goes through the step-by-step guide to starting your own small business, buying a vacation home, and putting together an investment portfolio. For more pearls of wisdom, check out Raise Your Kids to be Rich, Women Rule, Your Perfect Financial Match, and the full print edition of The Seven Pearls of Financial Wisdom for guidance on wealth building, romance and marriage, motherhood, power, crisis and loss, retirement and legacy building. About the Authors:Camilla Webster is a Forbes contributor and top international journalist who covers Wall Street, the global economy, technology, billionaires, and women’s wealth. As a producer for Fox News, CBS News, and a broadcast news editor for The Wall Street Journal she has covered business and world affairs from Baghdad to Washington DC. Camilla is also the co-founder of the popular website nynatives.com. Carol Pepper has worked as a top adviser to ultra-wealthy families for more than 25 years. She is the founder and CEO of Pepper International, an award winning family office in New York City, which celebrated its 10-year anniversary in 2011. Carol advises global families who have over $100 million on all aspects of wealth management and how to transfer their fortune successfully to the next generation. 1. Language: English. Narrator: Carol Pepper, Camilla Webster. Audio sample: http://samples.audible.de/bk/aren/001420/bk_aren_001420_sample.mp3. Digital audiobook in aax.
Tough, smart, and struggling to stay afloat, August Snow is the embodiment of Detroit. The son of an African American father and a Mexican mother, August grew up in Detroit's Mexicantown and joined the Detroit police only to be drummed out of the force by a conspiracy of corrupt cops and politicians. But August fought back; he took on the city and got himself a $12 million wrongful dismissal settlement that left him low on friends. He has just returned to the house he grew up in after a year away and quickly learns he has many scores to settle. It's not long before he's summoned to the palatial Grosse Point Estates home of business magnate Eleanore Paget. Powerful and manipulative, Paget wants August to investigate the increasingly unusual happenings at her private wealth management bank. But detective work is no longer August's beat, and he declines. A day later, Paget is dead of an apparent suicide - which August isn't buying for a minute. What begins as an inquiry into Eleanore Paget's death soon drags August into a rat's nest of Detroit's most dangerous criminals, from corporate embezzlers to tattooed mercenaries. From the wealthy suburbs to the near-postapocalyptic remains of the bankrupt city's factory districts, August Snow is a fast-paced tale of murder, greed, sex, economic cyber-terrorism, race, and urban decay in modern Detroit. 1. Language: English. Narrator: Mirron Willis. Audio sample: http://samples.audible.de/bk/reco/009896/bk_reco_009896_sample.mp3. Digital audiobook in aax.
Behavior-based demographics are dead. Instead, values-based systems are what will ensure the success of your next marketing campaign. The authors of The Consistent Consumer say values, not past behaviors, will help you better define and understand today's diverse consumer groups and more accurately anticipate how these distinct populations are likely to behave in the future - and what they are likely to buy as a result. Ken Beller, Steve Weiss, and New York Times best-selling author Louis Patler offer a values-based profiling system with six proprietary value populations you can use to quickly and effectively shape marketing strategy and increase the impact if your brand. With The Consistent Consumer as your guide, you'll learn how to make an instant connection with consumers, increase sales by learning what really drives consumer spending, enhance market share with products that speak to core values, motivate groups more effectively with customized messages, and influence consumer buying decisions for years to come. The authors offer successful case studies from industries such as quick-serve restaurants, home improvement, and sports and entertainment, along with dozens of sales, marketing, and management insights that will teach you how a values-based system will help you brand your product at a much deeper, more enduring, and ultimately more consistently profitable level. 1. Language: English. Narrator: Aidan Hinshaw. Audio sample: http://samples.audible.de/bk/acx0/099472/bk_acx0_099472_sample.mp3. Digital audiobook in aax.
The 21st century has seen the advent of the new economy, thanks to the technology innovation and development. To understand the new economy, it is important to understand in brief characteristics and features of the old economy. Industrial revolution was the start point of the old economy with focus on producing massive quantities of standardized products. This mass product was important for cost reduction and satisfying large consumer base, as production increased companies expanded into new markets across geographical areas. The old economy had the organizational hierarchy where in top management gave out instructions which were executed by the middle manager over the workers. In contrast, the new economy has seen the buying power at all time thanks to the digital revolution.Consumers have access to all types' information for product and services. Furthermore, standardization has been replaced by more customization with a dramatic increase in terms of product offering. Purchase experience has also changed as well with the introduction of online purchase, which can be done 24 × 7 with products getting delivered at office or home.
Shortly after most novice traders discover how trading works and begin to realize that they have the potential to make unlimited amounts of money in the financial markets, they start dreaming the near-impossible dream. They fantasize about buying that condo in Boca Raton for their parents or surprising their son with a brand-new car on his 16th birthday. They even begin to imagine themselves opening their own trading firm or milling about the pit of the Chicago Mercantile Exchange, lobbying against other professional traders for the perfect entry into a once-in-a-lifetime trade. But then ... they watch the markets lurch in wildly unpredictable ways, lose their shirts in a few live trades, and then freeze in their tracks, wondering if they will ever be able to consistently trade in a manner that can even loosely be defined as “profitable.” To be sure, becoming a full-time, professional trader, working at a proprietary trading firm, or managing the trading activity of a hedge fund may sound like the perfect career, but it’s all too easy for beginner traders to overestimate their trading abilities, underestimate the movements of the markets, and find themselves in a financial hole of epic proportions after a few bad trades. So what does it really take to make a living in the markets? Tim Bourquin, co-founder of Traders Expo and the Forex Trading Expo and founder of TraderInterviews.com, and freelance writer and editor Nick Mango set out to answer that exact question in Traders at Work, a unique collection of over 20 interviews with some of the world’s most successful professional traders, from at-home hobbyists who have opened their own firms to those working at hedge funds, on proprietary trading desks, and in exchange pits. What mistakes did Anne-Marie Baiynd make early in her career? What does Michael Toma wish he had known about trading? What trading strategies work best for Linda Raschke? How does John Carter remain cool, calm, and collected when the markets are sending mixed signals? And how did Todd Gordon make the transition from part-time to full-time trader? Bourquin and Mango ask all of these questions and more in Traders at Work and in doing so reveal insider insights on what it takes to be a successful trader from those who are living that dream. Fascinating, compelling, and filled with never-before-told stories from the front lines of the trading arena, Traders at Work is required reading for anyone who has ever asked themselves if they have what it takes to trade for a living. What you’ll learn - How some of the world’s best traders became consistently profitable in the markets, quit their day jobs, and made the career transition to full-time trading - How to manage the roller coaster of your emotions and make smarter trading decisions in up, down, and sideways markets - Daily techniques for minimizing your trading risks while maximizing your profit potential - Insider stories from some of the most well-recognized prop desks and hedge funds in the financial industry - The most common mistakes leading traders made early on in their careers and how to avoid making them yourself Who this book is for Traders at Work is a book for active beginner to advanced retail traders, those thinking about trying their hand at trading, and those with retirement accounts or mutual funds who want to take a more active role in the management of their finances. It will also appeal to readers with a more general and passive interest in the financial markets who want to know how the markets work, how ordinary people can profit from them, and why the trading profession is so enticing to so many people. It is targeted to readers who buy how-to investing and trading books but who are also interested in the lifestyles and unique market experiences of those who trade for a living. Readers of Trading for a Living, Trade Your Way to Financial Freedom, The Way of the Turtle, and Market Wizards will be especially interested in the interviews contained in Traders at Work.